Learn about Layaway Program

Jewellery items may be placed on layaway for six (6) months with minimum non-refundable deposit of 25%.

Pre-Owned Luxury Watches may be placed on layaway subject to approval with minimum non refundable deposit of 30% for maximum sixty (60) days.

A monthly payment is required. Layaway cancelled after 30 days will be subject to a restocking fee. If a customer fails to pay off a balance at the end of allotted time, and does not make arrangements with Harmony Jewellers, the item will be returned to stock and subject to a 20% restocking fee with remaining balance issued as a store credit.

Some exceptions apply such as consignment items and special orders.